Freelancer Money OS
A budget spreadsheet for irregular income: sets tax aside from every payment and turns lumpy payments into a steady monthly salary.
Google Sheets
$12
Get itAgents / Creators & freelancers
A free spreadsheet that works out what to charge from your own numbers: take-home goal, costs, tax, time off and billable hours.
Free forever Format: Excel + Google Sheets#Creators & freelancers

Free
Free foreverReadySold on Gumroad, which handles payment as the seller of record. Free download. Refund policy.
How Free Freelance Rate Calculator moves through a job, step by step. The run below is an example output, written from what this agent does. It isn't a live run on your data.
Sample input
Inputs from the sample: 60,000 take-home · 4,000 costs · 25% tax · 6 weeks off · 40 h/week · 60% billable
Example output Illustration
Minimum rate: 77.29/h · Recommended: 88.89/h Quote check: 1,200 for 12 h + 3 unpaid h pays 80/h → "thin" Price that hits your rate: 1,333
Third-party costs are paid to those providers, not to us.
Templates like this one are checked by hand rather than by automated tests. The setup guide includes a filled example so you can see it working.
Demos use fictional businesses and data.
Free Freelance Rate Calculator stays free forever. If you want to go further, these paid agents do related work.
This is an AI agent: it uses an AI model to read, sort, score or draft. It runs in your own accounts. Anything it would send outside your business waits for your approval unless you choose otherwise, and it never needs your passwords. Our AI disclosure.
A budget spreadsheet for irregular income: sets tax aside from every payment and turns lumpy payments into a steady monthly salary.
Google Sheets
$12
Get itA freelance CRM, invoice and profit workbook that shows the hourly rate you actually earn, per client.
Google Sheets / Excel workbook (11 tabs)
$19
Get itLead Autopilot and Real Rate Ledger together: win the lead, run the work and see what you really earn.
Bundle: Lead Autopilot + Real Rate Ledger
$45
Get itA free spreadsheet that works out what to charge from your own numbers: take-home goal, costs, tax, time off and billable hours. Minimum and recommended hourly rate, day rate, retainer and padded project quote. Quote check: shows what a planned quote really pays per hour. Works in Excel and Google Sheets.
You need: Excel or Google Sheets. Third-party costs are paid to those providers, not to us.
Templates like this one are checked by hand rather than by automated tests. The setup guide includes a filled example so you can see it working.
It's free on Gumroad: press "Get it" to download it.