Freelancer Money OS
A budget spreadsheet for irregular income: sets tax aside from every payment and turns lumpy payments into a steady monthly salary.
Google Sheets
$12
Get itAgents / Creators & freelancers / Finance & ops
A freelance CRM, invoice and profit workbook that shows the hourly rate you actually earn, per client.
Pro Format: Google Sheets / Excel workbook (11 tabs)#Creators & freelancers#Finance & ops

$19one-time, launch price
ProReadyLicence: Personal $19 · Commercial licence from $57. Freelancer or agency? Get Commercial: pick it on the Gumroad page.
or get everything with Ocean Pass ($19/mo)
Sold on Gumroad, which handles payment as the seller of record. 30-day refund, as promised on its Gumroad page. Refund policy.
How Real Rate Ledger moves through a job, step by step. The run below is an example output, written from what this agent does. It isn't a live run on your data.
Sample input
You log 14 h on a fixed 1,000 project and one invoice 12 days late
Example output Illustration
Effective rate on that project: 71.43/h Dashboard: invoice flagged OVERDUE (12 days) Tax to set aside updated
Third-party costs are paid to those providers, not to us.
Templates like this one are checked by hand rather than by automated tests. The setup guide includes a filled example so you can see it working.
Demos use fictional businesses and data.
Start free
Two small Claude skills, free: clean a messy CSV, and check which AI crawlers can reach your site.
This is an AI agent: it uses an AI model to read, sort, score or draft. It runs in your own accounts. Anything it would send outside your business waits for your approval unless you choose otherwise, and it never needs your passwords. Our AI disclosure.
A budget spreadsheet for irregular income: sets tax aside from every payment and turns lumpy payments into a steady monthly salary.
Google Sheets
$12
Get itTurns invoices, bills and receipts (PDF, scans, phone photos) into one checked row each, with line items, duplicate checks and a review list.
Claude skill + n8n workflow
$29
Get itFour Claude skills for month-end work: clean messy exports, reconcile bank vs books, explain budget variance and build a month-end pack.
4 Claude skills
$29
Get itA freelance CRM, invoice and profit workbook that shows the hourly rate you actually earn, per client. Dashboard: income, profit, tax to set aside, effective hourly rate, overdue invoices. Pipeline with win probability and overdue follow-up flags. Clients, projects, time log, invoices with a printable invoice maker, and expenses. Real hourly rate per client and project.
You need: Google Sheets or Excel. Third-party costs are paid to those providers, not to us.
Templates like this one are checked by hand rather than by automated tests. The setup guide includes a filled example so you can see it working.
It costs $19 on Gumroad: press "Get it" to buy it there. Refunds within 30 days.
Back to all agentsMore in Creators & freelancersMore in Finance & ops