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Get itAgents / Finance & ops / Creators & freelancers
Freelancer Money OS
A budget spreadsheet for irregular income: sets tax aside from every payment and turns lumpy payments into a steady monthly salary.
Pro Format: Google Sheets#Finance & ops#Creators & freelancers
$12one-time, launch price
ProReadyLicence: Personal $12 · Commercial licence from $36. Freelancer or agency? Get Commercial: pick it on the Gumroad page.
or get everything with Ocean Pass ($19/mo)
Sold on Gumroad, which handles payment as the seller of record. 14-day refund. Refund policy.
See it work
How Freelancer Money OS moves through a job, step by step. The run below is an example output, written from what this agent does. It isn't a live run on your data.
Sample input
You log: client payment 2,400 · tax rate 25%
Example output Illustration
Set aside for tax: 600 Safe monthly salary from your average income: 3,100 Buffer: 2.4 months of essentials → "Goal reached" (Illustration; the sample year in the file shows the real layout)
What you get
- The spreadsheet file (Excel; also opens in Google Sheets)
- Instructions on the first tab
- Works in any currency
- Instant download from Gumroad after checkout
What it does
- Puts your tax share aside at the rate you choose
- Works out a safe salary from your real average income
- Tracks your buffer in months of essentials
- A one-page yearly dashboard. Not tax advice
Tools and costs you'll need
- Excel 2016+ or Google Sheets
Third-party costs are paid to those providers, not to us.
Test report
Templates like this one are checked by hand rather than by automated tests. The setup guide includes a filled example so you can see it working.
Live demo
- No live demo yet. We'll add one when it ships.
Demos use fictional businesses and data.
Start free
Try Free Claude Skills Sampler first
Two small Claude skills, free: clean a messy CSV, and check which AI crawlers can reach your site.
What's AI here, and what isn't
This is an AI agent: it uses an AI model to read, sort, score or draft. It runs in your own accounts. Anything it would send outside your business waits for your approval unless you choose otherwise, and it never needs your passwords. Our AI disclosure.
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Get itQuestions about Freelancer Money OS
What does Freelancer Money OS do?
A budget spreadsheet for irregular income: sets tax aside from every payment and turns lumpy payments into a steady monthly salary. Puts your tax share aside at the rate you choose. Works out a safe salary from your real average income. Tracks your buffer in months of essentials. A one-page yearly dashboard. Not tax advice.
What do I need to run Freelancer Money OS?
You need: Excel 2016+ or Google Sheets. Third-party costs are paid to those providers, not to us.
Is Freelancer Money OS tested?
Templates like this one are checked by hand rather than by automated tests. The setup guide includes a filled example so you can see it working.
How do I get Freelancer Money OS?
It costs $12 on Gumroad: press "Get it" to buy it there. Refunds within 14 days.
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